Title Insurance Expert Witnesses

This title insurance expert spent nearly a decade as a title searcher, title examiner, and title officer before pursuing a 20 year career as an underwriting counsel. He has a keen understanding of how title insurers evaluate risk and interpret their policies. He has represented numerous clients in title insurance claims. A former vice chair of the Title Insurance and Surveys Committee of the American Bar Association, he earned his JD at the Thomas Jefferson School of Law and maintains a consulting practice focused on title insurance and real estate.

This experienced consumer advocate is currently an actuarial consultant, who for the past two years has been engaged as a plaintiff's expert witness in two title insurance cases in federal court involving fee shifting of closing costs on VA guaranteed loans into title insurance premiums, search and examination fees by two of the largest mortgage originators in the United States. He is also currently engaged in two cases representing consumers alleging failure to pay full replacement costs by two of the largest homeowners insurers in the United States. He has also testified as an actuarial expert witness against a recent NCCI proposed 19.6% workers compensation insurance rate increase in the state of Florida. This expert has a long history of testifying on behalf of consumers in insurance rate cases in New Jersey, Georgia, California, Texas and Florida. A fellow of both the Casualty Actuarial Society and Society of Actuaries and also a member of the American Academy of Actuaries, he previously served in a managerial position at Ernst & Young. For roughly ten years, he served as an actuary with the Florida Office of Insurance Consumer Advocate. He earned his BS in Mathematics from the University of Michigan and his MBA from the University of Utah.

This expert began his career in underwriting in the 1960's, managing a regional general agency with broad underwriting authority specializing in property real and personal coverage, running the gamut from simple auto and homeowners’ policies to complex property, inland marine, manufacturer’s output and ocean marine policies. When he sold his agency in 1988, he had 60 employees and annual revenues in excess of $10,000,000. His career also includes a wealth of claims experience, personally having draft issuing authority to settle claims for a number of different insurance carriers. He currently manages a consultancy dedicated to standard of care issues special realationships underwriting and claims handling issues.