This case involves a Utah based mortgage company which did not act in accordance with property preservation. The plaintiff had a mortgage through the defendant. The plaintiff eventually fell behind on his mortgage and the defendant filed for foreclosure. The plaintiff’s home was sold at a foreclosure sale; the plaintiff filed chapter 13 bankruptcy to save the home. While in bankruptcy, he obtained a new loan through a state foreclosure prevention fund. The fund negotiated and paid all past due payments to the defendant. Following discharge, the defendant moved to sell the home pursuant to the original foreclosure order. The defendant hired another company to “secure the collateral,” locking the plaintiff out of his home while the foreclosure sale was pending. The plaintiff’s account was never reinstated upon payment of the money from the foreclosure prevention fund. It is alleged that the plaintiff was never actually in default on his mortgage. Also, the defendants did not act in accordance with certain guidelines/and or appropriate industry standard on property preservation.