Many businesses that have been forced to close due to COVID-19 are finding their insurance carriers won’t cover business interruption claims resulting from the pandemic. Because the coronavirus is so novel, proving claims of bad faith related to COVID-19 coverage will require the support of a highly-qualified business interruption insurance expert witness.
An expert in business interruption insurance can discuss:
Policy coverage and exclusions
Limitations of business interruption coverage
The stakes of semantic contract omissions
How business interruption coverage relates to commercial property, business owners, and commercial package policies
Conditions for civil authority coverage and virus exclusions
You can also contact our team to initiate a custom search for the perfect expert.
This expert has a thirty year association in the Life and Disability Income Insurance Industry. For twenty-eight years he was associated with The Union Central Life Insurance Company. During that time he was involved in numerous claim/policy service matters and supervised claim litigation. He also conducted California Fraud Training for over twenty years with claim examiners with a concentration in the Bad Faith area. In addition, was a former Life Insurance Sales Agent ...
This expert is specialized in analyzing, quoting, binding, and servicing of personal and commercial insurance products and an expert in Safety and Insurance Inspections. He graduated from Mount Saint Mary's University with a Bachelor's degree in Accounting and Business Finance. He began his insurance career as a qualified marketing assistant at Prudential Agency and then moved on to be an insurance counselor at AAA Mid-Atlantic. He is currently a licensed insurance ...
This expert has over 50 years of experience in the field of insurance claims. He has experience working in in claim handling custom and practice, claim adjusting, coverage interpretation, and SIU practices. He is certified as a Casualty Claims Law Associate, Legal Principals Coverage Specialist, and a Registered Professional Adjuster, among others. He is active as a member of the Claims and Litigation Management Alliance, previously serving as the President of the ...
This highly qualified expert has over 30 years of experience in the insurance industry. He has served in a variety of roles for various insurance companies, including Property Adjuster, Field Underwriter, Personal Lines District Manager, Commercial Lines District Manager, Territory Manager and Territorial Business Manager. He has first-hand experience in personal lines, commercial lines, farm lines, working with affluent family accounts and providing long-term risk ...
This expert has over 30 years experience as an insurance claim adjuster specializing in helping clients manage residential and commercial insurance claims after natural disasters or fires damage their property. He is a graduate of University of Central Oklahoma and a Certified Property Manager (CPM) with the Institute of Real Estate Management (IREM). He is licensed in 11 states. He is currently the Regional Director at a public insurance adjusting company where he ...
This experienced insurance expert has extensive background in claims management for personal, commercial, and specialty lines of business. He began his career as a Multi-Line Adjuster with Commercial Union Insurance Company and remained with the entity for 32+ years after it became CGU Insurance and OneBeacon Insurance Group through acquisitions. Most recently, the expert served as the Senior Vice President & Head of Claims for OneBeacon Insurance Company from 2006 until ...
This insurance industry veteran has 30+ years of experience in the field. He is currently active as the Owner of an insurance claims consulting business that provides P&C claim audits, studies of industry best practices, and expert witness testimony. Previously, the expert served as a Partner at Ernst & Young, where he was the National Practice Leader for the Property & Casualty claims consulting practice. The expert earned his B.S. in Mathematics from Elmhurst College ...
This insurance expert works as an independent claims consultant and expert witness, primarily in the areas of bad faith claims litigation for both plaintiffs and insurance defense. She has over 20 years of experience in the property & casualty industry, handling all levels of claims, including large loss and complex claims, as well as bad faith litigation. The expert holds the CPCU, AIC-M, and SCLA designations and spent much of her career with State Auto Insurance, ...
This insurance expert has been working in the industry since 1974. He earned his BS from California State University, Fresno and is a licensed chartered property casualty underwriter and a casualty claim law associate. He previously held positions at Devonshire Group, West Coast Casualty Service, American States Insurance Company, and AIM Insurance Company, among others. He has served as an independent consultant and adjuster for the last 13 years....
This expert has over 40 years of claims experience, both as an adjuster and then as an in-house attorney advising adjusters on the proper standard of care in claims handling. He has represented numerous bad faith plaintiffs, and he also established the errors & omissions adjusting practices and auditing procedures for a major insurance company. The expert spent over 6 years as AIG's Western Zone Claims Council and 14 years as Executive Managing Attorney for USAA. He is ...
This highly qualified expert has over 30 years of experience in insurance claims and risk management. He earned his B.A. from Wake Forest University and his M.A. from the College of William & Mary. The expert holds the Chartered Property & Casualty Underwriter designation, as well as specialty designations from the American Insurance Institute in Risk Management. He was most recently the Vice President of Risk Management Resources for Berkley Life Sciences and now runs ...
The Honorable Analisa Torres of the U.S. District Court for the Southern District of New York recently issued a notable COVID-19 insurance decision. The opinion may set precedent for how the district interprets insurance policies and business interruption losses related…
A Missouri college is in the process of suing an insurance company for its failure to provide coverage related to COVID-19 economic losses. The Lindenwood Female College of Saint Charles is suing Zurich American Insurance Company in a class action…
On Tuesday, December 15, the U.S. Judicial Panel on Multidistrict Litigation moved to consolidate COVID-19 business interruption lawsuits against Erie Insurance Group. This MDL, In Re: Erie Covid-19 Business Interruption Protection Insurance Litigation, is the latest pandemic-driven litigation to reach…
Lawyers for struggling restaurants trying to stay afloat during the COVID-19 restrictions will be happy to learn about two recent insurance claim cases. Before these rulings, judges have typically sided with the insurance carriers, denying business interruption coverage to claimants.…
In response to denied business interruption insurance claims, thousands of small business owners have turned to legal action against their insurers—with mixed results. But one case, filed by a Louisiana restaurant group, has recently survived a summary judgment motion filed…
Listen on Spotify Our limited podcast series, COVID-19: Diagnosing Liability, is an open dialogue between industry experts and litigators discussing what negligence looks like in the age of COVID-19, assessing liability across industries, and uncovering insights into the kinds…
Listen on Spotify Our limited podcast series, COVID-19: Diagnosing Liability, is an open dialogue between industry experts and litigators discussing what negligence looks like in the age of COVID-19, assessing liability across industries, and uncovering insights into the kinds of…
Court: United States District Court for the District of Arizona Jurisdiction: Federal Case Name: Adams Craig Acquisitions LLC v. Atain Specialty Ins. Co. Citation: 2019 U.S. Dist. LEXIS 129537 Facts This case involves an insurance claim dispute. The plaintiff construction…
This is a bad faith case that involves the alleged breach of an insurance contract and the alleged breach of duty for fair dealing.The plaintiffs were insured by the defendant, pursuant to a policy that provided insurance coverage for potential…
This case involves an insurance bad faith claim levied against a medical insurance provider. The plaintiff, a middle-aged woman who hadn’t received medical coverage in many years, applied online for a policy to be effective the next day. The day…
This case involves a male who was hit from behind in an automobile accident and required significant therapy and ultimately surgery. The patient had suffered a neck injury as a child, which had required the same surgery to treat. The plaintiff…
This case relates to an individual and his family, who claims that he is entitled to long term care benefits because of his inability to perform certain activities of daily living following a stroke. The insurance firm denied benefits to…
This case involves a large garden center that suffered extensive damage due to an electrical fire. After the fire, it was discovered that the business lacked the proper insurance coverage related to the damage to its property and interruption of…
An forensic accounting expert witness advises on a case involving a hurricane that devastated a university hospital, despite the best efforts of FEMA to protect and mitigate damage to the building. It had multi-peril insurance coverage, for which it paid…
This case involves a fire that resulted in severe damage to the plaintiff’s office in Kentucky. The office was insured by a policy provided by the defendants, which included fire coverage. After the fire and damage that resulted, the office…