This case involves a car that was rear-ended by a commercial vehicle. The passenger was thrown forward and her chest struck the dashboard of the car in which she was riding. In the weeks following the accident, she was diagnosed with cardiac complications. It was alleged that the rear-end collision caused significant heart damage to the plaintiff, including contusion, atrial fibrillation, hypotension, the life-long need for medication, the need for repeated cardioversion, and the need for vigilant monitoring of cardiac condition. An actuarial expert was sought to speak to how this collision may have impacted the passenger’s life expectancy.