Insurance Company Accused of Bad Faith Following Fire Claim

Case Overview

This case involves a fire that resulted in severe damage to the plaintiff’s office in Kentucky. The office was insured by a policy provided by the defendants, which included fire coverage. After the fire and damage that resulted, the office building insurance company indicated that they would only pay for external work, not internal damage. The defendants indicated they also would only repair the building’s exterior and anything that was upgraded by the landlord. It is alleged that the defendants initially indicated full insurance coverage and after this catastrophic event were only willing to fix exterior damage.