This case involves a three-car collision in Indiana caused by a negligent driver. The driver was texting while approaching an intersection and ran a red light causing a side-impact collision with a sedan and a rear-end collision between the sedan and the SUV behind it. The driver of the sedan was seriously injured by the crash. The negligent driver’s insurance company admitted that the insured driver was at fault for the accident. Subsequent to the accident, however, the insurer denied that their policy included bodily injury liability coverage. The insured party alleged that the sales strategy the insurance company used to quote bodily injury coverage premiums and total policy premiums was improper. She further claimed that the company deliberately concealed that uninsured motorist coverage automatically comes with bodily injury coverage. An expert in automotive insurance sales was sought to review the facts of the case and discuss whether any deceptive sales tactics were used.