Insurance Company is Accused of Bad Faith Dealings After Car Accident

Case Overview

Questions to the Insurance expert and their responses

Please briefly describe your experience adjusting claims like the one mentioned above.

I have adjusted or supervised tens of thousands of these preexisting injury cases. It is incumbent on the claims person to focus on whether the accident dynamics caused a new or aggravated injury. Basic adjusting 101 requires one to look past the fact of an old injury, to the specific location of the new one. It is fundamentally unfair and in bad faith not to question whether the new accident caused injury at a new level or even at the same, in the form of an aggravation. I was a claims adjuster/supervisor/executive for 34 years. The last 24 years were spent in a claims/legal position with responsibility for monitoring good faith claims handling as part of my role.

About the expert

This expert has over 40 years of experience in the field of law, specializing in claims, coverage counsel, and bad faith insurance. He earned his BS in sociology and business from Lamar University and his JD from the William Mitchell College of Law. Today, this expert is a certified chartered property casualty underwriter and licensed by both the Texas and Minnesota state bars. He also stays very active in his field as a member of the American Bar Association. Formerly, this expert was a claims executive and branch manager for St. Paul Specialty Underwriting before working as a legal executive director at the USAA. Additionally, he was a counsel at White & Davis Law Offices and a claims counsel member for AIG. Currently, he serves as an independent insurance consultant at a private firm in Texas.

E-044264

Specialties:

Insurance