Hurricane Sandy Damage Leads to Faulty Roof Repair and Insurance Price Hike

ByMichael Talve, CEO

|

Updated onOctober 27, 2017

Hurricane Sandy Damage Leads to Faulty Roof Repair and Insurance Price Hike

This case involves inadequate roofing, which caused the plaintiff’s premium to go up. Following Hurricane Sandy and the efforts of FEMA, the plaintiff had the defendant repair his roof using CertainTeed shingles, and he assured the plaintiff that the roofing would be, “as good as new.” When the insurer came to the house to renew the policy, it was revealed that the total cost to the insured would be greater than before the storm because the roof had been inadequately repaired (putting the house at increased risk). The plaintiff brought suit against the defendant because of the allegedly faulty repairs that the defendant made to his roof.

Question(s) For Expert Witness

1. Is the increase in the plaintiff's premium due to the state of the roof?

2. Is it reasonable for the plaintiff to assume that his new roof, which he was told would be "as good as new" would not result in an increase in his homeowner's insurance premium?

Expert Witness Response E-002856

inline imageIn many cases, especially following a natural disaster like Hurricane Sandy, premiums may increase because of the apparent danger of the georgraphic area. In this case, however, the faulty repair of the roof seems to be the determining factor in the increased premium. Because of that, the different premium amounts, other damage to the house, the relationship with the insurance company, and other factors need to be analyzed to discover whether the increased premium is mostly due to the roof.

About the author

Michael Talve, CEO

Michael Talve, CEO

Michael Talve stands at the forefront of legal innovation as the CEO and Managing Director of Expert Institute. Under his leadership, the Expert Institute has established itself as a vital player in the legal technology arena, revolutionizing how lawyers connect with world-class experts and access advanced legal technology. Michael's role involves not only steering the company's strategic direction but also ensuring the delivery of unparalleled intelligence and cutting-edge solutions to legal professionals. His work at Expert Institute has been instrumental in enhancing the capabilities of attorneys in case preparation and execution, making a significant impact on the legal industry's approach to expert consultation and technological integration. Michael's vision and execution have positioned the Expert Institute as a key facilitator in the intersection of law and technology.

Find an expert witness near you

What State is your case in?

What party are you representing?