A mortgage agreement between an attorney and a client where the purpose of the agreement is to secure payment for legal fees probably constitutes a “business transaction” between the attorney and the client. This type of agreement probably violates the Rules of Professional Conduct for the attorney since it represents a conflict of interest for the attorney. Under RPC 1.8, an attorney is prohibited from entering into a business transaction with a client or acquiring a pecuniary interest that may adversely affect the attorney’s representation of the client. Under RPC 1.8, an attorney entering into this kind of transaction must also advise the client about the opportunity of seeking independent counsel about the client’s choice of transaction. This type of agreement with a client is only allowed where the attorney reasonably believes it wound not adversely affect the representation of the client and the attorney gets the client’s informed consent in writing. The agreement in this case probably violated the Rules of Professional Conduct because the agreement was not fair and reasonable to the client. Also, the attorney failed to follow the rule that required him to advise the couple to seek the advice of another lawyer before they entered into the agreement. Under the Rules of Professional Conduct, an attorney has a duty to deal with clients in good faith and with the highest degree of fidelity. The agreement in this case is probably invalid since it violates the ethical rules governing the attorney-client relationship.