Actuarial Expert Provides Statistical Life Expectancy Evaluation for High Net-Worth Individual

ByVictoria Negron

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Updated onMay 8, 2018

Actuarial Expert Provides Statistical Life Expectancy Evaluation for High Net-Worth Individual

This case involves the sudden death of a wealthy middle-aged man who perished in a fire. The man was set to inherit $50 million if had he lived another 2 years. The man was in good health and physical shape had no specific diseases and had no long-term history of medication use. It was alleged that this man would have lived to receive his inheritance had it not been for this accident. An actuarial expert with experience in statistical evaluations of life expectancy was sought to provide an opinion on this case.

Question(s) For Expert Witness

1. Please describe your background in insurance, specifically as it relates to life expectancy estimation.

2. Are you able to evaluate an individual's background and discuss how that person's life expectancy would be established among insurance companies?

Expert Witness Response E-080700

inline imageI am an actuary with significant life insurance experience, including product pricing and the valuation of contingency future income payments. My work has included extensive interaction with life insurance underwriting and developing appropriate mortality assumptions. I have practiced as a consulting actuary for 30+ years, with 23 of those years at an actuarial consulting firm. My consulting assignments have included life and annuity product pricing, valuations of contingent liabilities and financial projections. I have recently been involved in the valuation of significant blocks of individual life policies owned by hedge funds, which included reviewing life expectancies of individual insureds. I have provided written valuations in support of wrongful death lawsuits, individual pension valuations, and valuations of financial obligations dependent on an individual's expected survival. I have been involved in several actuarial societies since 1988.

About the author

Victoria Negron

Victoria Negron

Victoria Negron has extensive experience in journalism and thought leadership in the legal space, with a background crafting content, whitepapers, webinars, and current event articles pertaining to the role of expert witnesses in complex litigation matters. She is a skilled professional specializing in B2B product marketing and content marketing. Currently, she serves as an Enterprise Product Marketing Manager at Postman, and previously held the position of Technical Product Marketing Manager at Palantir Technologies, where she developed her skills in launch strategies, go-to-market strategy, and competitive analysis.

Her expertise in content marketing was further refined during her tenure at the Expert Institute, where she progressed from a Marketing Writer to Senior Content Marketing Manager, and eventually to Associate Director of Content & Product Marketing. In these roles, she honed her abilities in digital marketing, SEO, content strategy, and thought leadership.

Educationally, Victoria holds a Master of Business Administration from the University of Florida - Warrington College of Business and a Bachelor of Arts in Literature, Art, and Hispanic Studies from Hamilton College. Her diverse educational background and professional experience have equipped her with a robust skill set in product marketing, content development, and strategic marketing initiatives.

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